Credible Credit Counselors

Client 2- Under the Fair Debt Collection practices Act the agency should not be calling you at your home and place of work every hour. Your legal rights have been violated but you are protected under federal law. You have been some what irresponible but you are working to get caught up on your payments. I reccomand you talk to your bank about the car payments and about the agency harassing you about the payments.

Client 3- According to Truth in Lending and Consumer Leasing Act the ad needs to tell the monthly payments and the interest rate. Your legal rights have been violated but you are protected under federal law. You have been responisble by contacting us to see what actions you should take. If you want to cheek them out, go there and ask for the missing information, but i say look at a diffrent ad for a sofa that tells you the monthly payments and interest rate.

Client 4- By law under the Fair Credit Reporting Acts they must tell you why you have been turned down for credit. Your legal rights have been violated but you are protected under federal law. You have been responisble by contacting us to see what actions you should take. Demand why you have denied for credit.

Client 5- According to Truth in Lending and Consumer Leasing Act protects you from unauthorized used. Your legal rights have been violated but you are protected under federal law. you have been irresponisble by not calling the credit company right away. You need to call and cancel your cards right away.

Client 6- According to Truth in Lending and Consumer Leasing Act they did tell you the fees and interest rate. Your legal rights are not being violated. You are being responible by contacting us to see what your actions are. You should shop around more and learn the credit laws.